Buying a home will likely be one of the biggest investments of your life. So you want to get it right - especially when it comes to picking the right mortgage and the right mortgage lender. Homeownership Smarts will turn you into an educated homebuyer and ensure that you get the best possible home loan for your situation.
In this 5-part video course, Lynnette Khalfani-Cox, The Money Coach, explains:
* Fixed Rate Mortgage or ARM: Which is best for you?
* The two most important factors in qualifying for a mortgage
* FHA Loans Vs. Conventional Loans: What's the difference?
* What exactly are mortgage "points" and should you pay them?
* 5 cardinal rules for successful homeownership
Throughout the course, Lynnette also breaks down important mortgage terms, such as debt-to-income ratios, equity and interest rate caps -- all in plain English, so you can understand how mortgages work.
Take Homeownership Smarts now if you want to prepare yourself to become a successful homeowner this year or in the years to come!
Lynnette Khalfani-Cox, The Money Coach®
Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom.
Lynnette has been seen on more than 1,000 TV segments nationwide, including television appearances on Oprah, Dr. Phil, The Dr. Oz Show, The Steve Harvey Show, Good Morning America, The TODAY Show, and many more.
A former financial news journalist, Lynnette now co-owns TheMoneyCoach.net LLC, a financial education company that she runs with her husband, Earl Cox.
Together, they offer a broad range of financial education consulting and services.
As a subject matter expert on numerous personal finance topics – including credit and debt; savings and budgeting; college financing; mortgages and homeownership; as well as entrepreneurship and wealth building – Lynnette helps organizations of all kind develop and roll out high-quality financial literacy programs and campaigns.
She also creates financial education curriculum and content, and provides strategic counsel to companies, non-profits, government agencies or educational institutions that want to launch financial products, services, apps or other tools.
Before starting TheMoneyCoach.net in 2003, Lynnette was a Wall Street
Journal reporter for CNBC, where she covered business and personal finance news. Lynnette spent nearly 10 years at Dow Jones & Co. Inc. working as a reporter, bureau chief, deputy managing editor and personal finance editor.
Prior to her work at Dow Jones, Lynnette was a correspondent for The Philadelphia Inquirer, a writer and assistant producer for WTXF (FOX-TV) in Philadelphia, and a writer for the Associated Press in Los Angeles.
Lynnette earned her Bachelor of Arts degree in English from the University of California, Irvine. She also holds a Master of Arts degree in Broadcast Journalism from the University of Southern California.
Lynnette is a native of Los Angeles but now lives in the greater Houston area with her husband and business partner, Earl Cox.
Together, they are the proud parents of 3 children – including one recent college graduate, one current college student, and one college-bound teenager.
To learn more about Lynnette, visit her free advice site, AskTheMoneyCoach.com, check out her video-based financial courses at Money Coach University, or connect with Lynnette on social media via LinkedIn, Twitter, Facebook, and Instagram.
StartFixed Rate Mortgage or ARM: Which is Best For You? (4:53)
StartQualifying for a Mortgage: Two Important Criteria (3:03)
StartFHA Loans Vs. Conventional Loans: Key Differences You Must Know (5:59)
StartMortgage Points: A Simple Explanation for Homebuyers (1:20)
Start5 Cardinal Rules for Successful Homeownership (11:18)
Thank you for explaining different mortgage options and the debt ratio in a format that is easy to understand.
- Deborah B. - Student