Perfect Credit: 7 Steps to a Great Credit Rating

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Perfect Credit is a 6-week online training course for anyone who wants to achieve outstanding credit and a FICO credit score between 760 and 850 points.

This course teaches you the 7-step system for Perfect Credit developed by Lynnette Khalfani-Cox, The Money Coach.

In this course, you'll learn:

  • The magic formula that determines your FICO credit score
  • The inside scoop on how the credit scoring system really works
  • How to fix your credit without paying a credit repair company thousands of dollars
  • Tricks you can use to quickly boost your credit scores
  • What to do when you have unauthorized inquiries on your credit reports
  • Secrets to negotiating with creditors and getting negative items removed
  • What's really holding down your credit scores and the surprising things that don't impact your credit at all
  • Tips on understanding the differences in your Equifax, Experian and TransUnion credit reports … and more!

Through a series of 19 videos, and a host of written bonus materials (including checklists, sample letters, articles, and PDF downloads), you'll feel like you're getting personalized coaching on how to obtain not just good credit, but excellent credit.

After taking this class, and following the steps recommended, you won't have to stress over your credit any more. You'll also be well-positioned for future success if you want to buy a home, rent an apartment, get a loan of any kind or even land a job that requires a credit check.

This Perfect Credit course will work for anyone -- regardless of age, income, gender, or past credit mistakes. Don't wait - get started on the road to Perfect Credit today!

Your Instructor

Lynnette Khalfani-Cox
Lynnette Khalfani-Cox

Lynnette Khalfani-Cox, The Money Coach®

Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom.

Lynnette has been seen on more than 1,000 TV segments nationwide, including television appearances on Oprah, Dr. Phil, The Dr. Oz Show, The Steve Harvey Show, Good Morning America, The TODAY Show, and many more.

A former financial news journalist, Lynnette now co-owns LLC, a financial education company that she runs with her husband, Earl Cox.

Together, they offer a broad range of financial education consulting and services.

As a subject matter expert on numerous personal finance topics – including credit and debt; savings and budgeting; college financing; mortgages and homeownership; as well as entrepreneurship and wealth building – Lynnette helps organizations of all kind develop and roll out high-quality financial literacy programs and campaigns.

She also creates financial education curriculum and content, and provides strategic counsel to companies, non-profits, government agencies or educational institutions that want to launch financial products, services, apps or other tools.

Before starting in 2003, Lynnette was a Wall Street
reporter for CNBC, where she covered business and personal finance news. Lynnette spent nearly 10 years at Dow Jones & Co. Inc. working as a reporter, bureau chief, deputy managing editor and personal finance editor.

Prior to her work at Dow Jones, Lynnette was a correspondent for The Philadelphia Inquirer, a writer and assistant producer for WTXF (FOX-TV) in Philadelphia, and a writer for the Associated Press in Los Angeles.

Lynnette earned her Bachelor of Arts degree in English from the University of California, Irvine. She also holds a Master of Arts degree in Broadcast Journalism from the University of Southern California.

Lynnette is a native of Los Angeles but now lives in the greater Houston area with her husband and business partner, Earl Cox.

Together, they are the proud parents of 3 children – including one recent college graduate, one current college student, and one college-bound teenager.

To learn more about Lynnette, visit her free advice site,, check out her video-based financial courses at Money Coach University, or connect with Lynnette on social media via LinkedIn, Twitter, Facebook, and Instagram.

I started your course and completed the first 4 steps diligently and my score has increased dramatically. Following these simple steps and seeing the changes has made me feel really good about myself. Thank you

- Crucita G. - Student, Workshop Attendee

Course Curriculum

  Perfect Credit - Introduction
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  Perfect Credit - Step 2
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  Credit Report Differences
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  Key Credit Players
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  The Credit Doghouse
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  Credit Inquiries
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  Enhance Your Credit - Strategy 3
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  Enhance Your Credit - Strategy 5
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  Enhance Your Credit - Strategy 6
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  Perfect Credit - Step 6
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Frequently Asked Questions

When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.

Get started now!